Redrun Business Funding, a small-business funding broker in Caldwell, Idaho, works with Meridian, Idaho owners in Ada County by phone and online. ZIP 83642, one of Meridian's two postal ZIPs, had 2,696 employer establishments, 48,250 paid employees and about $2.91 billion in payroll in 2023 (ZIP Code Business Patterns 2023). Partners decide and set rates and terms.
| County | Ada County, ID |
|---|---|
| Distance | About 14.9 miles ESE of 616 Main St |
| ZIP 83642 employers | 2,696 establishments (ZBP 2023) |
| ZIP 83642 payroll | About $2.91 billion (ZBP 2023) |
Two ZIPs and a county line
Meridian is in Ada County, so Canyon County figures do not describe it. About 55.7% of Meridian's land is in ZIP 83642 and 44.2% in ZIP 83646; Meridian covers 47.2% of ZIP 83642's land (2020 Census relationship file). This page uses ZIP 83642.
Employers in ZIP 83642
ZIP 83642 had 2,696 employer establishments in 2023, with 48,250 paid employees and about $2.91 billion in annual payroll; about half (50.1%) had fewer than five employees (ZIP Code Business Patterns 2023).
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Construction | 404 | 57.7% |
| Health care and social assistance | 373 | 38.6% |
| Professional, scientific and technical services | 293 | 66.2% |
| Retail trade | 262 | 34.4% |
| Other services | 220 | 59.1% |
| Finance and insurance | 210 | 56.2% |
| Accommodation and food services | 204 | 19.1% |
Source: ZIP Code Business Patterns 2023.
Larger employers, larger records
About half of the employers in ZIP 83642 have five or more employees, and in health care (61.4%), retail (65.6%) and food service (80.9%) the larger firms are the majority. Firms of that size usually have an accountant, monthly financial statements and several existing credit relationships. Partners will want all of it: statements, aging reports, debt schedules and the terms of any equipment already financed.
For those businesses the useful question is often how a new facility fits next to what is already in place: a second line, a term loan for another location, or refinancing several smaller obligations into one.
Finance and food service in ZIP 83642
ZIP 83642 also had 210 finance and insurance employers and 204 in accommodation and food services in 2023 (ZIP Code Business Patterns 2023). The food service group is dominated by larger employers (80.9% had five or more employees), which usually means weekly payroll and supplier orders at a scale where a revolving line and separate equipment financing work side by side.
Acquiring an existing firm in Meridian, ID
Owners search for 'meridian idaho business for sale'. An acquisition is usually funded with a term loan sized against the business's own cash flow, with the seller's records doing much of the work. Partners want several years of the seller's tax returns, a list of the assets and the lease, and the buyer's own experience in the field.
Owner-operators living in Meridian, ID
About 11.1% of Meridian's employed residents were self-employed (plus or minus 1.1 points): 4.6% with incorporated and 6.5% with unincorporated businesses (American Community Survey 2020-2024).
Local records for Meridian, ID owners
Owners search for 'meridian id business license'. Adding 'Idaho' keeps results to this Meridian rather than places of the same name elsewhere.
Meridian, ID to Main Street: phone, form and address
Redrun's one address is on Main Street in Caldwell, ID. Meridian owners call (208) 439-3914 or use the online form. The Caldwell, ID page describes the office city, and the service-area page lists every town Redrun works with.
Who Redrun Business Funding works with in Meridian, ID
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Meridian, ID business is something else, call and ask before you spend time on paperwork.
Paperwork partners commonly ask for
- Business checking statements covering roughly the last quarter or two
- Last year's filed tax return for the business
- Current financial statements: profit and loss plus a balance sheet
- Formation documents and your EIN
- A simple schedule of current business debt and monthly payments
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
How a request moves forward
- You call (208) 439-3914 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our address: 616 Main St, Caldwell, ID 83605.
By Redrun Business Funding · Updated
